Pamela Carmichael

Pamela Carmichael is a passionate about financial empowerment. She is on a mission to help others experience financial and life success. Pamela educates and coaches individuals and groups through books, workshops, seminars and behavioral money coaching. She is dedicated to using positive words to transform lives to experience living success and financial empowerment. Pamela is the author of the award-winning book Financial Empowerment: Realign Your Finances to God’s Will. Since then she has written Make Your Year a Living Success Goals Workbook: Your Goal Setting Guide to a More Successful Life to help you through the process of setting and achieving your life goals. As a companion or independent study to her first book, Pamela has released The Financial Empowerment Workbook: A Biblical & Systematic Guide to Manage & Restore Your Finances to help you take action to apply the principles of effective money management. Pamela has a Bachelor’s degree in Economics & Accounting (University of the West Indies Cave Hill Campus) and has a successful career as a financial services professional with over 18 years’ experience. Pamela’s desire to deliver quality financial education inspired her to gain the Certified Financial Education Instructor® (National Financial Education Council) designation. She is also a member of the Personal Finance Speakers Association. In addition, to work more effectively with clients to them identify and transform their money behaviors and patterns, she has been qualified as a Certified Money Coach® (Money Coaching Institute). An author, a teacher, an encourager, a coach, Pamela combines her passion for financial empowerment along with her experience and training in financial services, financial education and life and money coaching to educate and motivate people to take action toward achieving financial freedom and personal success that multiplies into positive changes in society.